Hit on Your Bike While Riding to a Freelancer Gig? New York No Fault Insurance FAQs
The good news is, if you are hit by a car while biking or walking to a freelance gig, you will have medical insurance and lost income coverage. You may also be able to recoup any related damages with a lawsuit against the negligent parties. If you were a pedestrian or bicyclist struck by a motor vehicle (car, bus, truck, or taxi), the motor vehicle’s insurance covers you for both medical and lost income. This coverage is automatic on New York insurance policies. It is popularly known as No Fault coverage because the injured pedestrian does not have to show